Ruth Mergi Ketubah Circles Multilayer

Privacy Policy

Privacy Policy

Last updated February 6, 2018


This Privacy Policy (the “Policy”) explains how Ruth Mergi, LLC ("Ruth Mergi") handles your personal information we collect when you use our services over the Internet, including the Ruth Mergi website located at www.ruthmergi.com and affiliated domains controlled by Ruth Mergi (the “Website”).


The Policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.


By accessing or using the Site, you consent to the information collection, disclosure and use practices described in this Privacy Policy. Please note that certain features or services referenced in this Privacy Policy may not be offered on the Site at all times. Please also review our Terms of Use, which governs your use of the Site, and which is accessible at Terms of Service.


Personal Information

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information, applicable information or other details to help you with your experience. We may also collect and store information about other people that you provide to us when you use our services, including without limitation email and mailing addresses of family and friends, and any such information you store is personal information.


We may also automatically collect certain information about how you access or use the Website and our services including, but not limited to, information about your internet domain address, as well as other electronic markers and identifiers. We may also collect information through the use of cookies, and similar technologies and use third-party service providers that may use cookies and similar technologies to help operate their services.

We collect information from you when you place an order, subscribe to a newsletter, fill out a form or enter information on our site. We also may receive certain personal information about you from other users when order from us, fill out a form, or correspond with us.


We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways: To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested; To allow us to better service you in responding to your customer service requests; To quickly process your transactions; To send periodic emails regarding your order or other products and services; and / or To follow up with you after correspondence (live chat, email or phone inquiries) We may also combine your personal information with publicly available information and information we receive from or cross-reference with our partners.


Cookies

We use cookie on this site. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.


We may use cookies to: Help remember and process the items in the shopping cart; Understand and save a user’s preferences for future visits; Keep track of advertisements; and / or Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.


You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. If you turn cookies off, some of the features that make your site experience more efficient may not function properly.


Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.


Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.


Third-party sites and links

This website may contain links to or features from other websites. Our policy only applies to this website and we are not responsible for the privacy practices or the content of other websites. You should check the privacy policies of those sites before providing your personal information to them.


Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.


Google / Advertising

We use Google AdSense Advertising on our website. In addition, Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy. Please view Google's Advertising Principles for more information. https://support.google.com/adwordspolicy/answer/1316548?hl=en


Along with third-party vendors such as Google, we may use first-party cookies (such as the Google Analytics cookies) and/or third-party cookies (such as the DoubleClick cookie,) and/or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.


To opt out of google advertising, users may set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on. Occasionally we use third party tracking tools that do not honor Do Not Track signals.


COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States' consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.


We do not intentionally target our site or our services to children, and we will not knowingly collect personal information from children without obtaining prior, verifiable parental consent. We may obtain information about children who are named on invitations or other products, or that is otherwise provided by users. If you are a parent or guardian of a child under the age of 13 and believe he or she has disclosed personally identifiable information to us please contact us at mail@ruthmergi.com. A parent or guardian of a child under the age of 13 may review and request deletion of such child’s personally identifiable information as well as prohibit the use thereof.


Users from Outside the USA

Your personal information will be collected and stored in the United States, and subject to the laws of the United States.If you reside in a country outside the United States, please note that the data protection and privacy laws of the United States may not be as protective as the laws in your country.You are solely responsible for compliance with foreign laws when you provide personal information and use the Website and our services from outside the United States. You agree that the laws of the United States will govern the processing of your personal information, including any obligations of security and third party sharing.


Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.


In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify you via email within a reasonable time-frame, and/or we will notify the users via in-site notification within a reasonable time-frame.


We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.


Dispute Resolution.

As this Policy is part of our Terms of Service, any disputes involving you and us that relate to privacy or the use of your information, and that arise out of or are related to this Policy or our services, will be subject to our Terms of Service, including any provisions regarding the limitation of damages and liability, choice of law, and dispute resolution. Any dispute resolutions proceedings will be conducted only on an individual basis and not in a class or representative action or as a named or unnamed member in a class, consolidated, representative or private attorney general legal action. Your access and use of the Website signifies your explicit consent to this waiver.


Updates to this Privacy Policy

We reserve the right to update or modify this Policy at any time without prior notice. For this reason, we encourage you to review this Policy whenever you purchase products from us or use the Website so that you may be informed of any updates. Amendments to this Policy are effective immediately when posted on this Website. Your continued use of the Website after posting of amendments will be deemed your acceptance of the changes to this Policy.